Free PPF Calculator 2026 to calculate Public Provident Fund maturity amount, interest earned, yearly growth and tax-free returns. Plan your 15-year PPF investment with accurate projections.
Calculate your Public Provident Fund returns with guaranteed government-backed returns. Plan your long-term savings with tax benefits and secure wealth accumulation.
Amount you want to invest annually (Min: ₹500, Max: ₹1,50,000)
Current PPF interest rate is 7.1% (revised quarterly)
Minimum 15 years, can be extended in blocks of 5 years
Year when you start investing in PPF
PPF Benefits
Enter your PPF details
Calculate your guaranteed tax-free returns with Public Provident Fund
The minimum annual deposit is ₹500 and the maximum is ₹1,50,000 per financial year. You can deposit in one lump sum or up to 12 installments per year.
As of 2024, the PPF interest rate is 7.1% per annum, compounded annually. The rate is reviewed quarterly by the Government of India.
Yes, you can extend your PPF account in blocks of 5 years indefinitely after the initial 15-year maturity period, with or without making further contributions.
Partial withdrawals are allowed from the 7th financial year onwards. You can withdraw up to 50% of the balance at the end of the 4th year or the preceding year, whichever is lower.
No, PPF offers EEE (Exempt-Exempt-Exempt) status. The deposits qualify for tax deduction under Section 80C, the interest earned is tax-free, and the maturity amount is also tax-free.
Yes, you can take a loan from the 3rd to 6th financial year from the date of opening the account. The maximum loan amount is 25% of the balance at the end of the 2nd year preceding the year of loan application.
PPF interest is calculated on the minimum balance between the 5th and the last day of each month and credited at the end of the financial year. It compounds annually.
No, an individual can have only one PPF account. However, you can open a PPF account on behalf of a minor child, which is separate from your own account.