Finance Tools

Financial Calculators

Free calculators for loans, investments, and tax planning — covering EMI, SIP, mortgage, compound interest, PPF, GST, and more.

Each tool shows the formula, works through the calculation step by step, and explains the result in plain language. Covers both Indian financial instruments (SIP, PPF, EMI, GST) and international tools (mortgage, auto loan, compound interest). Results are for planning purposes — consult a financial advisor before making investment decisions.

Loan & EMI Calculators

Calculate monthly payments, total interest, and repayment schedules

Most Used

EMI Calculator

Calculate your monthly EMI for home, car, or personal loans — shows total interest payable and full amortization schedule.

Home loanCar loanPersonal loan

Mortgage Calculator

Estimate monthly mortgage payments including principal, interest, taxes, and insurance — with a full amortization table.

Monthly paymentTotal interestAmortization

Auto Loan Calculator

Calculate monthly car loan payments, total interest cost, and the true cost of ownership — compare different loan terms side by side.

Monthly paymentTotal interestLoan comparison

Investment & Returns

Project the growth of savings, SIPs, and long-term investments

🇮🇳 India

SIP Calculator

Estimate the future value of your monthly SIP investments — with expected returns, inflation adjustment, and wealth gain breakdown.

Mutual fund SIPMonthly investmentWealth planning

Compound Interest Calculator

Calculate how your money grows with compound interest — compare daily, monthly, quarterly, and annual compounding frequencies.

Investment growthCompounding frequencyFD returns

🇮🇳 India

PPF Calculator

Calculate your Public Provident Fund maturity value, year-by-year balance, and total interest earned over the 15-year lock-in period.

15-year maturityTax-free returnsAnnual deposit

CAGR Calculator

Calculate the Compound Annual Growth Rate of any investment — useful for comparing mutual funds, stocks, and business revenue growth.

Investment comparisonStock returnsBusiness growth

🇮🇳 India

Mutual Fund Calculator

Estimate returns on lump-sum or SIP mutual fund investments — shows projected corpus, returns percentage, and inflation-adjusted value.

Lump sumSIP returnsInflation-adjusted

Income, Tax & Business

Understand take-home salary, GST, and product profitability

🇮🇳 India

GST Calculator

Add or remove GST from any amount instantly — supports all Indian GST slabs (5%, 12%, 18%, 28%) with CGST and SGST breakdown.

Add / remove GSTCGST + SGSTAll GST slabs

Salary Calculator

Calculate your in-hand salary after tax, PF, and deductions — supports both Indian (CTC to take-home) and US (gross to net) salary structures.

CTC to in-handTax deductionsPF calculation

Google AdSense Calculator

Estimate monthly and annual AdSense earnings based on your page views, CTR, and CPC — broken down by traffic source and niche.

Monthly earningsRPM estimateNiche CPC

Product Selling Calculator

Calculate product selling price, profit margin, markup percentage, and break-even point — for retail, wholesale, or e-commerce pricing.

Profit marginMarkup %Break-even

How these calculators work

Every tool uses standard financial formulas and shows you the full working — not just the final number.

Standard financial formulasEMI uses the standard reducing balance formula. SIP uses compound growth. PPF uses GoI-declared rates. All methods are industry-standard.

Step-by-step breakdownEvery result shows the formula used, each calculation step, and what the numbers mean — not just a final answer.

For planning purposes onlyThese tools provide estimates for financial planning. Actual returns, taxes, and payments may vary. Consult a SEBI-registered advisor for investment decisions.

Free, private, no loginNo account required. No financial data is stored or transmitted. All calculations run entirely in your browser.

Frequently Asked Questions

Common questions about financial calculations and how to use these tools.

What is the difference between EMI Calculator and SIP Calculator?

An EMI Calculator is used when you borrow money — it tells you how much you repay monthly for a loan (home, car, personal). A SIP Calculator is used when you invest money — it projects how much your monthly mutual fund investment will grow over time. Both use compound interest math but serve opposite financial directions: one is for debt, the other is for wealth creation.

How is EMI calculated?

EMI is calculated using the formula: EMI = P × r × (1+r)^n / ((1+r)^n - 1), where P is the principal loan amount, r is the monthly interest rate (annual rate ÷ 12 ÷ 100), and n is the loan tenure in months. The EMI Calculator handles this automatically and also shows you the full amortization schedule — how much of each payment goes to principal vs interest.

What is CAGR and when should I use the CAGR Calculator?

CAGR (Compound Annual Growth Rate) measures the steady annual growth rate of an investment over a period, eliminating the noise of year-to-year volatility. Use the CAGR Calculator to compare mutual funds, evaluate stock performance, or measure business revenue growth. For example, if you invested ₹1,00,000 and it grew to ₹1,80,000 in 5 years, the CAGR is approximately 12.5% per year — a more meaningful comparison metric than total return percentage alone.

How much can I earn from PPF in 15 years?

PPF returns depend on the government-declared interest rate (currently 7.1% per annum, compounded annually) and your annual deposit. For example, depositing ₹1,50,000 per year (the maximum) for 15 years at 7.1% yields approximately ₹40.68 lakh at maturity. The PPF Calculator shows the year-by-year balance so you can see exactly how the tax-free compounding builds up. Note: PPF interest rates are reviewed quarterly by the Indian government and may change.

What is the difference between SIP and lump sum investment?

SIP (Systematic Investment Plan) means investing a fixed amount every month — it averages out market highs and lows over time (rupee cost averaging). Lump sum means investing a large amount all at once — it benefits more when markets are low but carries higher timing risk. The Mutual Fund Calculator on this site lets you compare both methods for the same investment amount and time horizon.

How do I calculate GST on a price in India?

To add GST to a base price: GST Amount = Base Price × (GST Rate / 100). Total Price = Base Price + GST Amount. To remove GST from an inclusive price: Base Price = Inclusive Price / (1 + GST Rate / 100). The GST Calculator handles both directions instantly and also breaks down the CGST and SGST components (each is half the total GST rate for intra-state transactions). These calculations apply to standard GST slabs of 5%, 12%, 18%, and 28%.

Tool Journey

Every calculator added to this module, organized by year and month.

20266 tools

Feb 20263 added

Auto Loan Calculator

Calculate monthly car loan payments, total interest cost, and the true cost of ownership — compare different loan terms side by side.

Google AdSense Calculator

Estimate monthly and annual AdSense earnings based on your page views, CTR, and CPC — broken down by traffic source and niche.

Product Selling Calculator

Calculate product selling price, profit margin, markup percentage, and break-even point — for retail, wholesale, or e-commerce pricing.

Jan 20263 added

Mutual Fund Calculator

Estimate returns on lump-sum or SIP mutual fund investments — shows projected corpus, returns percentage, and inflation-adjusted value.

GST Calculator

Add or remove GST from any amount instantly — supports all Indian GST slabs (5%, 12%, 18%, 28%) with CGST and SGST breakdown.

Salary Calculator

Calculate your in-hand salary after tax, PF, and deductions — supports both Indian (CTC to take-home) and US (gross to net) salary structures.

20256 tools

Dec 20254 added

Mortgage Calculator

Estimate monthly mortgage payments including principal, interest, taxes, and insurance — with a full amortization table.

Compound Interest Calculator

Calculate how your money grows with compound interest — compare daily, monthly, quarterly, and annual compounding frequencies.

PPF Calculator

Calculate your Public Provident Fund maturity value, year-by-year balance, and total interest earned over the 15-year lock-in period.

CAGR Calculator

Calculate the Compound Annual Growth Rate of any investment — useful for comparing mutual funds, stocks, and business revenue growth.

Nov 20252 added

EMI Calculator

Calculate your monthly EMI for home, car, or personal loans — shows total interest payable and full amortization schedule.

SIP Calculator

Estimate the future value of your monthly SIP investments — with expected returns, inflation adjustment, and wealth gain breakdown.

Finance Tools

Financial Calculators

Free calculators for loans, investments, and tax planning — covering EMI, SIP, mortgage, compound interest, PPF, GST, and more.

Loan & EMI Calculators

Calculate monthly payments, total interest, and repayment schedules

Most Used

EMI Calculator

Calculate your monthly EMI for home, car, or personal loans — shows total interest payable and full amortization schedule.

Home loanCar loanPersonal loan

Mortgage Calculator

Estimate monthly mortgage payments including principal, interest, taxes, and insurance — with a full amortization table.

Monthly paymentTotal interestAmortization

Auto Loan Calculator

Calculate monthly car loan payments, total interest cost, and the true cost of ownership — compare different loan terms side by side.

Monthly paymentTotal interestLoan comparison

Investment & Returns

Project the growth of savings, SIPs, and long-term investments

🇮🇳 India

SIP Calculator

Estimate the future value of your monthly SIP investments — with expected returns, inflation adjustment, and wealth gain breakdown.

Mutual fund SIPMonthly investmentWealth planning

Compound Interest Calculator

Calculate how your money grows with compound interest — compare daily, monthly, quarterly, and annual compounding frequencies.

Investment growthCompounding frequencyFD returns

🇮🇳 India

PPF Calculator

Calculate your Public Provident Fund maturity value, year-by-year balance, and total interest earned over the 15-year lock-in period.

15-year maturityTax-free returnsAnnual deposit

CAGR Calculator

Calculate the Compound Annual Growth Rate of any investment — useful for comparing mutual funds, stocks, and business revenue growth.

Investment comparisonStock returnsBusiness growth

🇮🇳 India

Mutual Fund Calculator

Estimate returns on lump-sum or SIP mutual fund investments — shows projected corpus, returns percentage, and inflation-adjusted value.

Lump sumSIP returnsInflation-adjusted

Income, Tax & Business

Understand take-home salary, GST, and product profitability

🇮🇳 India

GST Calculator

Add or remove GST from any amount instantly — supports all Indian GST slabs (5%, 12%, 18%, 28%) with CGST and SGST breakdown.

Add / remove GSTCGST + SGSTAll GST slabs

Salary Calculator

Calculate your in-hand salary after tax, PF, and deductions — supports both Indian (CTC to take-home) and US (gross to net) salary structures.

CTC to in-handTax deductionsPF calculation

Google AdSense Calculator

Estimate monthly and annual AdSense earnings based on your page views, CTR, and CPC — broken down by traffic source and niche.

Monthly earningsRPM estimateNiche CPC

Product Selling Calculator

Calculate product selling price, profit margin, markup percentage, and break-even point — for retail, wholesale, or e-commerce pricing.

Profit marginMarkup %Break-even

How these calculators work

Every tool uses standard financial formulas and shows you the full working — not just the final number.

Standard financial formulasEMI uses the standard reducing balance formula. SIP uses compound growth. PPF uses GoI-declared rates. All methods are industry-standard.

Step-by-step breakdownEvery result shows the formula used, each calculation step, and what the numbers mean — not just a final answer.

For planning purposes onlyThese tools provide estimates for financial planning. Actual returns, taxes, and payments may vary. Consult a SEBI-registered advisor for investment decisions.

Free, private, no loginNo account required. No financial data is stored or transmitted. All calculations run entirely in your browser.