Terms and Conditions

Agreement to Terms

By accessing and using VIP Calculator (www.vipcalculator.net), you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website or calculators.

Use of Calculators

Permitted Use

You may use our calculators for personal, educational, or commercial purposes, provided you:

• Use the calculators in a lawful manner
• Do not attempt to reverse engineer or copy our calculator code
• Do not use automated systems to access our calculators excessively
• Do not interfere with the proper functioning of the website

Prohibited Use

You may not:

• Use our calculators for any illegal or unauthorized purpose
• Transmit viruses, malware, or other harmful code
• Attempt to gain unauthorized access to our systems
• Scrape or harvest data from our website without permission
• Impersonate VIP Calculator or misrepresent your affiliation with us

Accuracy Disclaimer

Calculator results should not be used as the sole basis for financial, medical, legal, or other important decisions. Always consult with qualified professionals for advice specific to your situation.

Intellectual Property

All content on VIP Calculator, including but not limited to text, graphics, logos, calculator code, and design, is the property of VIP Calculator and is protected by copyright and intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works from our content without express written permission.

Limitation of Liability

To the fullest extent permitted by law, VIP Calculator shall not be liable for any:

• Errors or inaccuracies in calculator results
• Decisions made based on calculator outputs
• Direct, indirect, incidental, or consequential damages
• Loss of profits, data, or business opportunities
• Interruptions or errors in website availability

Third-Party Links and Services

Our website may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of these third-party sites. Your use of third-party websites is at your own risk.

Advertising

VIP Calculator displays advertisements through Google AdSense and other advertising partners. We do not endorse or take responsibility for the content of advertisements displayed on our website. Clicking on ads is at your own discretion and risk.

User Conduct

You agree to:

• Provide accurate information when contacting us
• Respect the rights and privacy of other users
• Not engage in any activity that could harm or disrupt our services
• Comply with all applicable laws and regulations

Modifications to Service

We reserve the right to modify, suspend, or discontinue any part of our website or calculators at any time without notice. We are not liable for any modification, suspension, or discontinuation of our services.

Changes to Terms

We may update these Terms and Conditions from time to time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of VIP Calculator after changes constitutes acceptance of the new terms.

Governing Law

These Terms and Conditions are governed by and construed in accordance with applicable laws. Any disputes arising from these terms shall be resolved in the appropriate courts.

Contact Information

If you have questions about these Terms and Conditions, please contact us: